Turn your iPhone into a card reader
Accept contactless cards, Apple Pay, and Google Pay right on your iPhone with Tap to Pay — zero extra hardware. Shop Savvy POS also handles EMV chip, EBT/HSA/FSA, multi-gateway failover, and 50-state surcharge compliance, so every sale clears in a tap.
One checkout for every way people pay
Contactless, chip, mobile wallets, and benefit cards — all in a single, lightning-fast flow.
Tap to Pay on iPhone
Accept contactless cards, Apple Pay, and Google Pay directly on your iPhone — no dongle, no terminal, no extra hardware. Just open Shop Savvy POS and tap.
Every Card, Every Wallet
EMV chip, NFC contactless, magstripe swipe, and mobile wallets all in one flow. Customers pay how they want and checkout stays fast.
Multi-Gateway Failover
If one payment processor has an outage, transactions automatically reroute to a backup gateway. Payments always go through, so sales never stall.
EBT, HSA & FSA Ready
Accept SNAP/EBT, HSA, and FSA cards with automatic eligible-item detection — essential for grocery, pharmacy, and health-and-wellness merchants.
50-State Surcharge Compliance
Built-in surcharge and cash-discount engine that stays compliant in all 50 states, with automatic caps, receipt disclosures, and card-network rule enforcement.
Checkout in Seconds
PCI-DSS Level 1 security with tokenized, encrypted transactions that clear in a tap. Fewer steps at the register means shorter lines and happier customers.
No terminal? No problem.
With Tap to Pay on iPhone, your phone is the reader. Ring up a sale, hold it out, and let customers tap their card or phone to pay. It's perfect for linebusting, pop-ups, curbside, mobile service, and any register you want to spin up in seconds.
- Accept contactless cards, Apple Pay, and Google Pay with just an iPhone
- Add unlimited checkout points without buying more hardware
- Secure by design — powered by Apple's Secure Enclave and full tokenization
Payments that never stall — and always stay compliant
Multi-gateway failover reroutes transactions to a backup processor the moment one has trouble, so a processor outage never becomes a lost sale. Meanwhile, the built-in surcharge and cash-discount engine keeps you compliant in all 50 states automatically.
- Automatic failover across multiple payment gateways
- 50-state surcharge and cash-discount compliance with the right caps and disclosures
- EBT, HSA, and FSA acceptance with automatic eligible-item detection
Frequently Asked Questions
Start accepting tap payments today
Set up Shop Savvy POS in under 30 minutes and take your first contactless payment on your iPhone. No credit card required.