Accept every payment, keep more of every dollar
Transparent flat-rate pricing, Tap to Pay on iPhone, multi-gateway orchestration with automatic failover, and 50-state surcharge compliance — all seamlessly integrated with Shop Savvy POS.
Payment processing, simplified
Competitive Rates
Transparent flat-rate pricing at 2.9% card-present and 3.45% keyed, with per-transaction fees that decrease on higher plans. No hidden fees.
PCI Compliant
Level 1 PCI DSS compliance built in. Tokenized card storage, end-to-end encryption, and fraud detection.
Fast Onboarding
Get approved and processing payments in as little as 24 hours. Minimal paperwork, maximum speed.
All Payment Types
Tap to Pay on iPhone, EMV chip, NFC contactless, Apple Pay, Google Pay, EBT, HSA/FSA, gift cards, ACH, and more — with multi-gateway failover.
Surcharge & Cash Discount Compliance
50-state compliance engine with automatic surcharge calculations, rate caps, legal citations, and audit trails. Surcharge, Cash Discount, and Dual Pricing modes built in.
Dedicated Support
Every merchant gets a dedicated account manager plus 24/7 phone and email support.
One provider, one statement, one partner
Stop juggling multiple payment vendors. Swipe Savvy gives you POS, payments, and reporting in one unified platform with a single monthly statement.
- Transparent flat-rate pricing — no hidden fees or markups
- Tap to Pay on iPhone — accept contactless payments with no additional hardware
- Multi-gateway failover ensures payments always go through, even if one processor is down
Frequently Asked Questions
Get a custom quote today
Our team will analyze your processing volume and provide competitive rates tailored to your business.