Shop Savvy vs Clover
Compare Shop Savvy POS vs Clover POS on hardware costs, transaction fees, and feature depth. See why cost-conscious businesses prefer Shop Savvy.
Swipe Savvy
CloverAt a glance
| Shop Savvy | Clover | |
|---|---|---|
| Starting Price | $0/mo (Starter) | $14.95/mo |
| Hardware | Any tablet + our readers | Proprietary Clover devices |
| Industries Supported | 19 verticals | Retail & restaurants |
| AI Business Intelligence | SavvyAI included | Not available |
| Processing Rates | Flat-rate (2.9% + fee) | 2.3-2.6% + 10¢ |
| Contract Required | No contracts | Varies by reseller |
Starting Price
Shop Savvy
$0/mo (Starter)
Clover
$14.95/mo
Hardware
Shop Savvy
Any tablet + our readers
Clover
Proprietary Clover devices
Industries Supported
Shop Savvy
19 verticals
Clover
Retail & restaurants
AI Business Intelligence
Shop Savvy
SavvyAI included
Clover
Not available
Processing Rates
Shop Savvy
Flat-rate (2.9% + fee)
Clover
2.3-2.6% + 10¢
Contract Required
Shop Savvy
No contracts
Clover
Varies by reseller
Feature-by-feature comparison
| Feature | Shop Savvy | Clover |
|---|---|---|
| Cloud-based POS | ||
| BYOD (use your own tablet) | ||
| Offline mode with auto-sync | ||
| AI demand forecasting | ||
| 19 industry templates | ||
| Built-in loyalty program | Paid app | |
| Employee scheduling | Paid app | |
| Advanced inventory | Paid app | |
| Kitchen display system | Paid app | |
| Online ordering | Paid app | |
| Customer CRM | ||
| Gift cards | ||
| EBT/HSA/FSA acceptance | ||
| Tap to Pay on iPhone | ||
| 7 native companion apps | ||
| Surcharge/cash discount compliance | 50-state engine | |
| Healthcare / Epic EHR integration | ||
| Cross-device real-time sync | ||
| Multi-location management | Limited | |
| Real-time analytics | ||
| API & developer tools | Limited | |
| Transparent flat-rate pricing | ||
| 24/7 phone support |
Shop Savvy
- Cloud-based POS
- BYOD (use your own tablet)
- Offline mode with auto-sync
- AI demand forecasting
- 19 industry templates
- Built-in loyalty program
- Employee scheduling
- Advanced inventory
- Kitchen display system
- Online ordering
- Customer CRM
- Gift cards
- EBT/HSA/FSA acceptance
- Tap to Pay on iPhone
- 7 native companion apps
- Surcharge/cash discount compliance50-state engine
- Healthcare / Epic EHR integration
- Cross-device real-time sync
- Multi-location management
- Real-time analytics
- API & developer tools
- Transparent flat-rate pricing
- 24/7 phone support
Clover
- Cloud-based POS
- BYOD (use your own tablet)
- Offline mode with auto-sync
- AI demand forecasting
- 19 industry templates
- Built-in loyalty programPaid app
- Employee schedulingPaid app
- Advanced inventoryPaid app
- Kitchen display systemPaid app
- Online orderingPaid app
- Customer CRM
- Gift cards
- EBT/HSA/FSA acceptance
- Tap to Pay on iPhone
- 7 native companion apps
- Surcharge/cash discount compliance
- Healthcare / Epic EHR integration
- Cross-device real-time sync
- Multi-location managementLimited
- Real-time analytics
- API & developer toolsLimited
- Transparent flat-rate pricing
- 24/7 phone support
Why businesses switch from Clover to Shop Savvy
Clover's app marketplace means paying extra for features that should be included. With Shop Savvy, loyalty, scheduling, inventory, and KDS are all bundled in — no hidden add-on costs.
- No proprietary hardware lock-in — use any iPad or Android tablet
- Tap to Pay on iPhone — accept contactless payments with zero additional hardware
- 7 native companion apps: POS, KDS, Customer Display, Ordering, Kiosk, Self-Checkout, Driver
- Loyalty, KDS, scheduling, and inventory included at every tier
- Transparent flat-rate pricing with per-transaction fees that decrease on higher plans
- 19 industry-specific templates for specialized workflows
- Full offline mode keeps you selling when internet drops
Which POS fits your budget?
Clover and Shop Savvy both serve small businesses, but the total cost of ownership tells a different story.
Choose Shop Savvy if…
- You want all features included without buying individual apps
- You prefer using your own tablets instead of proprietary hardware
- You process $10K+/month and want lower per-transaction fees on higher plans
- You need industry-specific features (pharmacy, healthcare, grocery)
- You want AI-powered business intelligence
Choose Clover if…
- You prefer a simple plug-and-play hardware bundle
- You only need basic POS without advanced features
- You want a familiar brand with widespread physical retail presence
Frequently Asked Questions
Ready to see how Shop Savvy compares to Clover?
Start your free trial today or schedule a personalized demo with our team.